As its name implies, supplemental insurance is designed to supplement an existing insurance policy. Supplementary insurance is not designed to provide primary health coverage or to work on its own; instead, it pays for medical bills after primary insurance has paid their portion or helps with expenses your primary health policy does not cover.
There are a few types of supplement insurance policies from which to choose:
There are many forms of supplement insurance and almost any condition or illness can be covered to help you fill gaps in your existing health insurance coverage. You can even choose policies that protect you in case of specific illnesses like cancer.
This type of insurance will pay benefits directly to you as the insured. The amount of the payments and how they are made depends on your policy.
Is Supplemental Health Insurance Right for You?
If you already have health insurance, a supplement insurance policy may be a good choice depending on your risk factors, the type of coverage you want, and how much coverage you want.
For example, you may find supplement insurance is a good investment if you know your child will eventually require expensive orthodontic work and your health plan has sparse dental benefits. A supplementary insurance policy may also be a good choice if you could not afford the cost of long-term care or a critical illness.
Request a Supplemental Insurance Quote
Supplement health insurance offers valuable protection against the What-Ifs in life by filling gaps in your existing health insurance coverage. Contact us today for a free quote for supplemental health insurance to give you the protection you and your family need.